For standard unsecured personal loans, a credit score of 700 or above is preferred by most banking boards. However, if your score is lower, our expert loan assistance team can evaluate alternatives like joint applications or collateral-backed Property Loans.
Commercial credit line products like Cash Credit (CC), Machinery Loans, or Project Loans usually require 7 to 10 working days, as banks review audits, GST returns, and financial projections.
If you have an active home loan at a high rate, a Balance Transfer shifts the remaining principal balance to another lender offering lower rates, saving you substantial interest overheads over the tenure.
No. We operate under transparent guidelines. All consulting rates and bank processing fees are communicated explicitly before file submissions.