Working Capital & Long-Term Finance
Flexible Capital Options to Fuel Your Growth
Support your daily operational costs, pay suppliers, and invest in asset creation with custom Cash
Credit and Term Loan structures. We guide you in auditing financials to optimize your borrowing
capacity and secure attractive interest rates.
Key Benefits
- Cash Credit (CC) limits that act as an overdraft facility to resolve inventory gaps.
- Term Loans with structured repayment tenures up to 7 years for capital expenditures.
- Drawing power based directly on your monthly stock statements and receivables.
- Professional consulting to help frame bank audit filings and financial pitches.
General Eligibility Benchmark
- Active operations for at least 2 consecutive fiscal years with profitable returns.
- GST registration details and verified bank logs showing healthy turnovers.
- Audited financials (Balance Sheet and Profit & Loss statements) for 2 years.
- Sound credit scores and no defaults on previous loans.
